/* Compact Why Join Section Styles */
  .benefit-item {
    display: flex;
    align-items: flex-start;
    gap: 1rem;
    background: #f8fafc;
    border-radius: 8px;
    transition: all 0.3s ease;
  }
  
  .benefit-item:hover {
    background: #fff;
    box-shadow: 0 5px 15px rgba(0,0,0,0.05);
    transform: translateY(-3px);
  }
  
  .benefit-icon {
    width: 40px;
    height: 40px;
    background: rgba(58, 123, 213, 0.1);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 16px;
    color: #022b41;
    flex-shrink: 0;
  }
  
  .benefit-content h5 {
    color: #022b41;
    font-size: 1rem;
  }
  
  .image-frame {
    position: relative;
    padding: 10px;
    background: white;
    border-radius: 12px;
  }
  
  .frame-decoration {
    position: absolute;
    width: calc(100% - 20px);
    height: calc(100% - 20px);
    border: 3px solid #022b41;
    border-radius: 8px;
    top: 5px;
    left: 5px;
    z-index: -1;
  }
  
  @media (max-width: 992px) {
    .benefit-item {
      padding: 1rem;
    }
    
    .image-frame {
      margin-top: 2rem !important;
    }
  }

  /* Form Card Styles */
  .form-card {
    transition: transform 0.3s ease, box-shadow 0.3s ease;
  }
  
  .form-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 10px 25px rgba(0,0,0,0.1) !important;
  }
  
  /* Form Input Styles */
  .form-control {
    border-radius: 0 !important;
    border-color: #dee2e6;
  }
  
  .form-control:focus {
    box-shadow: none;
    border-color: #3A7BD5;
  }
  
  /* Accordion Styles */
  .accordion-button {
    font-weight: 500;
    color: #022b41;
  }
  
  .accordion-button:not(.collapsed) {
    background-color: white;
    color: #022b41;
  }
  
  .accordion-button:focus {
    box-shadow: none;
    border-color: transparent;
  }
  
  .icon-wrapper {
    width: 30px;
    height: 30px;
    display: flex;
    align-items: center;
    justify-content: center;
  }
  
  /* Responsive Adjustments */
  @media (max-width: 768px) {
    .form-header {
      padding: 1.5rem 1rem !important;
    }
    
    .form-card {
      padding: 1rem !important;
    }
  }

  /* Global Styles */
  :root {
    --primary-color: #022b41;
    --secondary-color: #3A7BD5;
    --light-color: #f8fafc;
  }
  
  /* Hero Section */
  .hero-section {
    background: linear-gradient(135deg, var(--primary-color) 0%, var(--secondary-color) 100%);
    padding: 5rem 0;
    color: white;
  }
  
  .hero-content h1 {
    font-size: 3rem;
    line-height: 1.2;
  }
  
  /* Animation Effects */
  .floating-animation {
    animation: floating 3s ease-in-out infinite;
  }
  
  @keyframes floating {
    0% { transform: translateY(0px); }
    50% { transform: translateY(-15px); }
    100% { transform: translateY(0px); }
  }
  
  /* Hover Effects */
  .hover-shine {
    position: relative;
    overflow: hidden;
  }
  
  .hover-shine::before {
    content: '';
    position: absolute;
    top: -50%;
    left: -60%;
    width: 20%;
    height: 200%;
    background: rgba(255,255,255,0.3);
    transform: rotate(30deg);
    transition: all 0.6s ease;
  }
  
  .hover-shine:hover::before {
    left: 120%;
  }
  
  .hover-lift {
    transition: all 0.3s ease;
  }
  
  .hover-lift:hover {
    transform: translateY(-5px);
    box-shadow: 0 10px 25px rgba(0,0,0,0.1);
  }
  
  .hover-zoom {
    transition: transform 0.3s ease;
  }
  
  .hover-zoom:hover {
    transform: scale(1.03);
  }
  
  .hover-spin {
    transition: transform 0.6s ease;
    display: inline-block;
  }
  
  .hover-spin:hover {
    transform: rotate(360deg);
  }
  
  .hover-flip {
    perspective: 1000px;
    position: relative;
  }
  
  .front-icon, .back-icon {
    backface-visibility: hidden;
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    display: flex;
    align-items: center;
    justify-content: center;
    transition: transform 0.6s ease;
  }
  
  .front-icon {
    z-index: 2;
  }
  
  .back-icon {
    transform: rotateY(180deg);
  }
  
  .hover-flip:hover .front-icon {
    transform: rotateY(180deg);
  }
  
  .hover-flip:hover .back-icon {
    transform: rotateY(0deg);
  }
  
  /* Step Cards */
  .step-card {
    background: white;
    border-radius: 12px;
    padding: 2rem;
    text-align: center;
    box-shadow: 0 5px 15px rgba(0,0,0,0.05);
    border: 1px solid rgba(0,0,0,0.05);
    position: relative;
    overflow: hidden;
  }
  
  .step-number {
    width: 60px;
    height: 60px;
    background: linear-gradient(135deg, var(--primary-color) 0%, var(--secondary-color) 100%);
    color: white;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.75rem;
    font-weight: bold;
    margin: 0 auto 1.5rem;
  }
  
  .icon-wrapper {
    width: 80px;
    height: 80px;
    background: rgba(58, 123, 213, 0.1);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 1.5rem;
    font-size: 32px;
    color: var(--primary-color);
  }
  
  /* Benefit Items */
  .benefit-item {
    display: flex;
    gap: 1.5rem;
    padding: 1.5rem;
    margin-bottom: 1rem;
    border-radius: 8px;
    transition: all 0.3s ease;
  }
  
  .benefit-icon {
    width: 50px;
    height: 50px;
    background: rgba(58, 123, 213, 0.1);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 20px;
    color: var(--primary-color);
    flex-shrink: 0;
  }
  
  /* Testimonial Cards */
  .testimonial-card {
    background: white;
    border-radius: 12px;
    padding: 2rem;
    box-shadow: 0 5px 15px rgba(0,0,0,0.05);
    border: 1px solid rgba(0,0,0,0.05);
  }
  
  .testimonial-header {
    display: flex;
    flex-direction: column;
    align-items: center;
    margin-bottom: 1.5rem;
  }
  
  .testimonial-body {
    text-align: center;
  }
  
  /* Form Card */
  .form-card {
    background: white;
    border-radius: 12px;
    overflow: hidden;
    box-shadow: 0 5px 15px rgba(0,0,0,0.05);
  }
  
  .form-header {
    background: linear-gradient(135deg, var(--primary-color) 0%, var(--secondary-color) 100%);
    color: white;
    padding: 2rem;
  }
  
  /* Image Frame */
  .image-frame {
    position: relative;
  }
  
  .frame-decoration {
    position: absolute;
    width: 100%;
    height: 100%;
    border: 5px solid var(--primary-color);
    border-radius: 12px;
    top: -15px;
    left: -15px;
    z-index: -1;
  }
  
  /* Responsive Adjustments */
  @media (max-width: 768px) {
    .hero-content h1 {
      font-size: 2.5rem;
    }
    
    .step-card {
      padding: 1.5rem;
    }
    
    .benefit-item {
      flex-direction: column;
      text-align: center;
    }
    
    .benefit-icon {
      margin: 0 auto;
    }
  }